Awards & Recognitions
Which Option is for You?
Printy Law Firm Bankruptcy Attorneys
Overwhelming debt can keep you from reaching your life goals and fear or embarrassment may stop you from seeking the solutions you need. At Printy Law Firm, we understand that many situations outside of your control, including job loss or the accrual of significant medical bills due to injury or illness, can result in heavy debt. We have assisted hundreds of people, just like you, evaluate options and file for bankruptcy if that is the appropriate step.
Which Option is Best for You?
Chapter 7 Bankruptcy
A Chapter 7 Bankruptcy is the fastest and most common form of consumer bankruptcy and may be a good option if you have few assets and your debts qualify for forgiveness. For example, student loan debts cannot be forgiven through bankruptcy. The Chapter 7 Bankruptcy process often takes 3 to 6 months and you will need to complete mandatory credit counseling from a qualified agency before you can file the paperwork.
Chapter 13 Bankruptcy
A Chapter 13 Bankruptcy allows you to keep your assets through a court-approved debt repayment plan. Payments are made in installments through a period of between 3 to 5 years. This bankruptcy process requires that a trustee evaluate your income and debt to determine if there is sufficient funds to repay the debts. A mandatory credit counseling education program offered by a qualified agency must be completed prior to filing and a second course must be completed within 180 days of the filing. The trustee will oversee the repayment process until the debts are cleared.
If you are struggling with debt and considering filing for bankruptcy, please call our Tampa office. When you call, an attorney will be happy to discuss your situation and determine your best options.
Bankruptcy Blog Posts
-
Chapter 13 Bankruptcy: A Structured Path to Financial Recovery
Chapter 13 bankruptcy is a court-supervised debt plan that helps people repay debt over time while keeping property. Eligibility to claim Chapter 13 bankruptcy in Florida depends on whether you qualify for Chapter 7 bankruptcy. Learn when Chapter 13 applies and the benefits for financial relief.
-
How Bankruptcy Can Stop Wage Garnishments and Help You Regain Financial Control
Wage garnishment is a court order that requires employers to withhold some of your wages and send it to a creditor to pay your debt. If you file for bankruptcy, the court automatically issues a stay that will stop most wage garnishments, making it a powerful tool for financial relief.
-
6 Ways to Discharge Student Loan Debt in Bankruptcy
Student loans are the cost of earning your credentials, but they can be a financial burden. Fortunately, there are legal options to discharge student loan debt via bankruptcy, though there are a few requirements necessary to qualify. Read about the Brunner or Totality Test and other circumstances.
-
Can I Keep my Timeshare if I File a Chapter 7 Bankruptcy in Florida?
A timeshare is considered a luxury item in a Florida Chapter 7 bankruptcy and isn’t protected during the process except in a few specific instances. In general, you can keep your timeshare if you agree to continue to be liable for its debt or if you claim a wildcard exemption. Explore your options and the Chapter 7 process for timeshares.
Our Attorneys
Caroline Printy, Esq.
Kash Arunmozhi, Esq.
What Our Clients Are Saying
Printy Law Firm
On The Internet’s Most Trusted Websites
Get Answers in a No Charge Consultation
How can we help?
Feel free to ask a question or simply leave a comment.
Our Tampa Office
Tampa Personal Injury Lawyer Disclaimer: The attorneys of Printy Law Firm in Tampa, Florida have experience with personal injury, auto accidents, insurance disputes, medical malpractice, employment law, discrimination, and other types of injury and consumer protection lawsuits. Legal information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer or attorney client relationship. Any results set forth herein are based upon the facts of that particular case and do not represent a promise or guarantee. Please contact a Tampa Personal Injury Attorney for a consultation on your particular personal injury matter. This web site is not intended to solicit clients for matters outside of the state of Florida.
Tallahassee Employment Lawyer Disclaimer: The attorneys of Printy Law Firm in Tallahassee, Florida have experience with employment law, discrimination by age, race, gender, harassment, or other discrimination. Legal information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer or attorney client relationship. Any results set forth herein are based upon the facts of that particular case and do not represent a promise or guarantee. Please contact a Tallahassee Employment Lawyer for a consultation on your particular employment discrimination matter. This web site is not intended to solicit clients for matters outside of the state of Florida.
© 2025 Printy Law Firm - All rights reserved. Tallahassee Employment Attorneys and Tampa Personal Injury Lawyers serving communities throughout Florida.