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Learn MoreA Chapter 7 Bankruptcy is a type of bankruptcy proceeding that is also referred to as a straight or liquidation bankruptcy. While it is the fastest and most common form of consumer bankruptcy, it should be viewed as an option of last resort because it leaves a serious mark on a credit reports for 10 years.
Through this process, unsecured debts can be forgiven. Unsecured debts are those with no attached collateral such as medical bills, credit card debts and personal loans.
This process may be a good option if:
Through this process, debtors are repaid to the extent possible and the remaining debt is "discharged" by the creditor and is no longer owed.
Before you begin this process, it is important to hire a qualified and experienced bankruptcy attorney who can assist you in filing paperwork and other necessary steps. Filing for bankruptcy is a complex process and if papers are improperly completed or incomplete, you case can be thrown out by the court of some debts might not be forgiven.
The next steps are:
This process is often completed within 3 to 6 months of filing the petition.
If you are considering filing a Chapter 7 Bankruptcy, please call our Tampa officein Carrollwood. When you call, an attorney will be happy to discuss your situation and determine your best options.
Feel free to ask a question or simply leave a comment.
3411 West Fletcher Avenue, Suite A
Tampa, FL 33618
Tel: 813-434-0649
Fax: 813-423-6543
Email: garyjr@printylawfirm.com