Chapter 13 bankruptcy is a court-supervised debt plan that helps people repay debt over time while keeping property. Eligibility to claim Chapter 13 bankruptcy in Florida depends on whether you qualify for Chapter 7 bankruptcy. Learn when Chapter 13 applies and the benefits for financial relief.

Wage garnishment is a court order that requires employers to withhold some of your wages and send it to a creditor to pay your debt. If you file for bankruptcy, the court automatically issues a stay that will stop most wage garnishments, making it a powerful tool for financial relief.

Student loans are the cost of earning your credentials, but they can be a financial burden. Fortunately, there are legal options to discharge student loan debt via bankruptcy, though there are a few requirements necessary to qualify. Read about the Brunner or Totality Test and other circumstances.

A timeshare is considered a luxury item in a Florida Chapter 7 bankruptcy and isn’t protected during the process except in a few specific instances. In general, you can keep your timeshare if you agree to continue to be liable for its debt or if you claim a wildcard exemption. Explore your options and the Chapter 7 process for timeshares.

In Florida, bankruptcy filing fees and attorney fees depend on the type of bankruptcy you choose. These may include costs for mandatory credit counseling, debtor education courses, filing, and lawyer services, which also vary based on the type of bankruptcy. Learn more about what to expect when filing a Florida bankruptcy.

Before 2023, the three major credit reporting agencies had no standard reporting threshold for medical debt. As of March 20, 2023, agencies will no longer include medical debt under $500 on credit reports and will now only include debt that is one year or older. Read on to learn how it affects Florida bankruptcy filings.

A Florida Chapter 7 bankruptcy clears your unsecured debts, like credit card bills and medical debt. In many cases, a bankruptcy trustee will oversee your claim and sell assets, like a car or home, to help pay debts. However, there are a few Florida bankruptcy exemptions, including homestead, personal property, vehicle, and wildcard exemptions.